Record Retention Schedule
A common and ongoing question facing your business clients is how long they should retain business records. Unfortunately, there is no easy answer to this question. Many factors come into play: type of business, specific needs of management and state and regulatory requirements, among others. However, the following suggested retention schedule provides a rough rule of thumb. In some cases, legal advice may be advisable.
RETAIN PERMANENTLY
- Accountants’ audit reports
- Bills of sale for important purchases
- Canceled checks (for important payments)
- Capital stock and bond records and other records dealing with the firm’s capital structure
- Cash books
- Charts of accounts
- Contracts and leases(major and/or current)
- Credit history
- Deeds and mortgages
- Financial statements (year- end)
- General and private ledgers
- Insurance records
- Journal
- Minute books, bylaws and certificate of incorporation
- Property appraisals
- Property records
- Tax returns(along with all related documents and worksheets
- Trademark registrations
RETAIN FOR 7 YEARS
- Accident reports and claims (settled cases)
- Accounts payable and receivable ledgers and schedules
- Canceled checks (for unimportant payments)
- Canceled stock and bond certificates
- Contracts and leases (expired)
- Expense analyses and distribution schedules
- Expired option records
- Inventories (of products, materials, and supplies)
- Invoices (customer and vendor)
- Notes receivable ledgers and schedules
- Payroll records and related documents (including pensioners’ payments)
- Plant cost ledgers
- Purchasing department copy of purchase orders
- Royalty computations
- Sales records
- Scrap and salvage records
- Subsidiary ledgers
- Time books
- Vouchers for payments to vendors, employees and related parties
RETAIN FOR 5 YEARS
- Excise tax computations
- Internal audit reports
RETAIN FOR 3 YEARS
- Correspondence (general)
- Employee savings bond registration records
- Employment applications
- Insurance policies (expired)
- Miscellaneous internal report
- Petty cash vouchers
- Physical inventory tags
RETAIN FOR 2 YEARS
- Proxies for voting security holders
RETAIN FOR 1 YEAR
- Bank reconciliations
- Duplicate bank deposit tickets
- Purchase orders (not purchasing dept. copy)
- Receiving sheets
- Requisitions
- Stenographers’ note- books
- Stockroom withdrawal forms